Debt Problems

i need money im in bad debt does anyone know a place to get an personal loan?

i don't dont qualify for rental assistance programs , they say i make too much, and the debt im in needs to be paid immediatly before im faced with eviction. Working but hrs can't catch up. served with eviction 3-day notice last month and now this month. Trying to downsize to budget, but thats where my credit history comes into pay. All bad.

Public Comments

1. You cannot borrow your way out of debt. You need a budget that you can live with. You should determine your income and your fixed expenditures (food, shelter, transportation, etc.) and decide if your income meets these needs. If it does not, you will have to find a way to reduce these expenditures, increase your income, or get assistance. If your income does meet these expenses but not other debts such as credit card, car payment, etc. then you have to make some hard choices as to which of these are necessities and which you can do without. You can talk to a consumer credit counsellor in your area to try to make a budget that works for you. As a last resort, you may have to consider a chapter 7 or 13 bankruptcy (you will have to speak to a bankruptcy attorney to determine which is right for you). Best of luck.
2. People with poor credit feel that it is difficult to get personal loans. However, there are many financial companies and banks that provide loans to bad credit applicants. Bad credit personal loans are generally sought<!--by persons who want to consolidate their loans.Some banks prefer to provide loans in an incremental order. First time customers are given loans ranging from $200 to $500, depending on their net income. You can get more about personal loans here, http://badcredits.awardspace.com/personalloans.htm These customers can later apply for loans up to $1,500. Loans of greater amounts can be fetched through secured personal loans. These loans are passed by taking your property or home as collateral-->The interest rates on secured loans are lower than unsecured loans. However, there is always the risk of losing your house or property if the loan is not repaid.
3. You must always be careful with credit cards, car loans, mortgages and debt consolidation. Persoanlly, I was in debt of over $100,000 at one point in time, roughly 4 years ago. I am proud to say I am now DEBT FREE. It is very confusing on what to pay first how to chop down your debt, but there is a lot of good content out there to help. I have also started my own blog to help people out by talking about what I think is important. Check it out sometime! http://credit-and-loans.blogspot.com/
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